Broker Check


Why should I consider hiring Cadence Financial Advisors?

Great question!  But first, let us explain why you shouldn't hire us.

If you're looking for an advisor who's value proposition is "beating the market" by timing the market and trading stocks, you're in the wrong place. We only focus on what you can control and predicting if the stock market will go up or down, guessing what interest rates will do next, are not things you can control.

What are your fees and how are they determined?

We charge a tiered fee based on the amount of assets in managed accounts.  Due to economies of scale, our fees as a percentage will decline with larger accounts.  Fees are clearly reported and automatically deducted from the client's account once per calendar quarter, in advance.

One transparent fee includes the management of all your investment accounts and ongoing retirement and financial planning. Our goal is to lower your taxes, reduce risk, and make sure you can retire without worry.

Why should I use a financial advisor?

Behavioral finance research shows that investors are often their own worst enemies.  An advisor can serve as a behavioral coach helping clients remain steadfast in the constantly changing emotional market cycle. An advisor can help by:

  • Implementing a financial plan which serves as an anchor
  • Providing consistent quality communication 
  • Promoting education and long-term discipline
  • Maintaining a Big Picture view 

How are you different from other financial advisors?

There are several things about our firm that separate us from others:

  • Holistic Planning - Our focus is always on your big financial picture which includes investment, cash flow, insurance, income tax, retirement and estate planning.
  • Boutique Firm - We intentionally limit the number of new client we take on to deliver massive value and personalized service.
  • Alliances - Our firm strategically aligns with like minded services and industry leaders.
  • Technology - We invest in industry-leading technology to simplify our clients' lives and leverage their time.

How does Cadence Financial Advisors work with your other advisers  (e.g., tax, legal, insurance, etc.)?

  • We are trained to deal with the complex interactions among financial planning issues.  For example, a decision to refinance personal or business debt might affect your tax situation, estate plan, cash flow, investment portfolio and insurance requirements.
  • One way to think about our approach is to ask yourself the following question, "When was the last time my advisers worked as a team to help me with my financial objectives?"

Do you advise clients on buying and selling individual stocks?

We give advice about how your investments should be allocated; however, we do not provide trading advice on individual stocks unless it is in context of your financial plan.  We provide strategic portfolio advice documented in an Investment Policy Statement.