Why should I consider hiring Cadence Financial Advisors?
Great question! But first, let us explain why you shouldn't hire us.
If you're looking for an advisor who's value proposition is "beating the market" by timing the market and trading stocks, you're in the wrong place. We only focus on what you can control and predicting if the stock market will go up or down, guessing what interest rates will do next, are not things you can control.
What are your fees and how are they determined?
We charge a tiered fee based on the amount of assets in managed accounts. Due to economies of scale, our fees as a percentage will decline with larger accounts. Fees are clearly reported and automatically deducted from the client's account once per calendar quarter, in advance.
One transparent fee includes the management of all your investment accounts and ongoing retirement and financial planning. Our goal is to lower your taxes, reduce risk, and make sure you can retire without worry.
Why should I use a financial advisor?
Behavioral finance research shows that investors are often their own worst enemies. An advisor can serve as a behavioral coach helping clients remain steadfast in the constantly changing emotional market cycle. An advisor can help by:
How are you different from other financial advisors?
There are several things about our firm that separate us from others:
How does Cadence Financial Advisors work with your other advisers (e.g., tax, legal, insurance, etc.)?
Do you advise clients on buying and selling individual stocks?
We give advice about how your investments should be allocated; however, we do not provide trading advice on individual stocks unless it is in context of your financial plan. We provide strategic portfolio advice documented in an Investment Policy Statement.